You may be one of those professionals who had the foresight to purchase long-term disability insurance early in your career, and you may be familiar with the names of the companies that promised they would stand behind you during the worst of times. You bought into their pitch, and recognized that if you ever lost your ability to work, good disability coverage is critically important. You were lead to believe that you could maintain your lifestyle and protect your family from financial ruin by these insurance companies.
At Steve German, A Law Firm, we can help you assert your rights. Contact us today at 480-607-9166 to arrange to discuss your situation with an experienced disability insurance attorney. Based in Scottsdale, we serve clients in the Phoenix area and throughout Arizona.
You may be one of the many professionals who never thought that they would ever make a claim, only to then suffer a life-altering injury or illness that prevents you from working at all, or from working to the extent you could when you were healthy. We are here to help you if you have suffered a compensable disability claim. You need to understand, if you don't already, that the insurance companies are not in business to pay claims. They are in business to make money.
Insurance Carriers Are Not Acting In Your Best Interests
It is vital to remember that your insurance company is not really looking out for you even when you present a valid disability claim. Many insurance companies act in bad faith, doing all they can to increase their profitability by dragging their feet, by delaying the payment of benefits and denying legitimate claims, all for the singular purpose of trying to come up with a reason to limit the benefits they pay. For that reason, it is important to have a knowledgeable advocate on your side, fighting for your interests, from the moment you realize you might have a disability claim.
We Deal With The Same Insurance Carriers Over And Over
Unum, MassMutual, MetLife, Lincoln National, Paul Revere, Northwestern Mutual and Connecticut General are some of the companies we deal with, either in litigation or through the claims' handling process. We are familiar with the policies they sold you, and the excuses for why they refuse to pay some or all of your benefits. They will claim you are able to work when you are not, or that your occupation is something other than what it really is. The list goes on and on. They prey on naiveté, and the chance that you will walk away from a legitimate claim.
These companies are part of a multibillion-dollar industry that is in business for one reason only — to make money. Do not allow them to ignore the consequences of their actions. Their actions can cause extreme harm when they deny legitimate disability claims; marriages, families and lives are single-handedly destroyed.
At Steve German, A Law Firm, we help individuals get the disability benefits they were promised when they purchased their disability insurance policies. If you own a private disability insurance policy and believe your insurance company is not treating you fairly, or if you question whether you are getting paid the benefits to which you are entitled, do not hesitate to call.
If you are considering a claim, but are not sure whether you qualify, we would be happy to speak with you. You did the right thing when you bought your policy. Now, you should be confident that it is right to seek out the help you need to secure the benefits to which you are entitled.
Contact us today to speak with an experienced Arizona disability insurance lawyer. Your initial consultation is free. Call 480-607-9166 or send us an email today.