When professionals, business owners and professional athletes try to make claims against their long-term disability insurance, they are often denied. Many are denied illegitimately and in bad faith. That's illegal.
Long-term disability insurer writing you off as a bad bargain?
If you're an attorney, a CPA, a medical professional, a professional athlete or a business owner, you may find it surprisingly difficult to get your long-term disability insurance claim paid. It's not because your occupation is especially dangerous, and it's probably not because you've made a mistake filing your claim.
Your long-term disability insurer may deny you in bad faith
When you work in an office or clinic, you may have assumed you would never need LTD insurance because your work isn't usually dangerous. Unfortunately, doctors, attorneys, executives, accountants, architects, writers, orthodontists and other professionals are vulnerable to long-term disability.
Do you fear your long-term disability insurer is stalking you?
Have you received a Facebook or LinkedIn friend request from a stranger? Have former co-workers called to let you know they were interviewed about you by an insurance company? Perhaps you've noticed an unusual number of photographers in your neighborhood recently.
What's the difference between a denied claim and a bad faith denial?
Many valid disability claims are wrongly rejected. Insurance companies can be sued for unreasonable denial or delay.
